Prime crop insurance scheme

This new scheme has been made under a country-one scheme. This crop insurance scheme has been created by reviewing all the schemes and adding new features to the farmers' interest by adding good features. Thus, this scheme is better in the farmers' interest than any old scheme.

In the case of modifed NAIs more effective than the year 2010, a cap was fixed in the case of higher premiums so that the premium amount to be borne by the government was reduced, as a result the claim amount received by the farmer would also be reduced proportionately. was.

In the Prime Minister's Crop Insurance Scheme, if 22 percent of the Actual Premium comes on 30 thousand Sum Insured, the farmer will pay only 600 rupees and the government will pay a premium of Rs. 6000 thousand. In the case of 100% loss, the farmer will get a full claim amount of 30 thousand rupees. For example, in the case of the farmer, the premium for the farmer is less than Rs 900 and Rs. 600. Claim amount Rs. 30 thousand in place of Rs. 15000

Features

If the insured farmer can not afford due to natural calamities then this risk is also included, he will get the claim amount.

The disasters like hail, waterfowl and land slide will be treated as local disaster. If under the old schemes, if the water filling (drowning) in the farmer's farm, the claim amount received to the farmer depends on whether the unit of insurance (village or What is the total loss in the villages? Because of this, many times the farmers did not receive the claim amount despite the loss in the fields on the banks of the river bank or at the lower end. Assuming it a local loss in the Prime Minister's Crop Insurance Scheme, they will be given a claim amount only by survey of the affected farmers.

Post Harvest damage has also been included. If the crop is in the crop for 14 days of harvesting and there is a disaster during that time, the farmers will be able to get the claim amount. Technology will be utilized so that the estimation of crop harvesting / damage can be done quickly and accurately and farmers Can get the claim amount instantly The number of harvesting experiments will be reduced through remote sensing. Figures of harvesting experiment will be up-loaded through immediate smartphone.

  

Premium Amount Payable

According to the crop under the Prime Minister's Crop Insurance Scheme, the premium amount payable by the farmer has been greatly reduced, as follows:

No. No. - Crop - Maximum insurance charge payable by farmer (percentage of sum insured)

1 Kharif -2.0%

2 rabi - 1.5%

3 annual commercial and horticultural crops - 5%

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